It is your factual account, that can be the most pride swallowing to cash out from. Once you have made a withdrawal from this, you usually can't stop yourself. A huge lump sum of an excuse is withdrawn first, something that has some meat behind it, like a death/birth in the family - Oh it's too soon after what's happened.
We withdraw from this account, usually to avoid self improvement rather than to avoid awkward nights out, with not so close friends (colleagues). In my case I'm pretty much into my overdraft with this account because I've been writing much less and lessening my efforts in a job search...because I'm really just lazy.
So let's say there's been a death, then someones birthday, then you had a a confrontation with someone and it upset you for a week, something went wrong in the house, the car needed an M.O.T., the cat vomited, you caught a cold, while you were in the chemist getting paracetemol you saw your ex with a pregnancy test, you tidied your room really nicely, you went the gym once and was sore for a fortnight, you had a nose bleed, you done a favour for somebody and felt fulfilled with yourself for another week, you visited a family member in hospital, the car insurance went up, you worked extra hours to make up the payments for it, worst of all you booked a holiday because of everything that has been happening - so why do anything between now and the holiday? Nah, let's get the break out of the way first, relax until then.
I'd be lying if I said the examples were not drawn from personal experience but you can apply your own excuses and problems to the subject matter. Despite the current economical climate you can depend on your excuse bank not to go bust. It's infinite. You can withdraw as much as you like but only smelly men with yellow pants spend their life in a bank.
.bmp)
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